Friday, 25 November 2011


Our investors can use pension funds to invest within our land developments using a Self Invested Personal Pension (SIPP).

A Self Invested Personal Pension, known as a SIPP, is a tax efficient way of saving for retirement, one which allows the investor to select and manage their investments with more control than with ordinary personal pensions. The range of investment options available with a SIPP allows an indicidual to invest across all asset classes.

Any type of pension can be transferred into a SIPP, for instance many people have several ‘frozen’ pensions from previous employment or businesses and / or personal pensions that they can transfer.

An investor using a SIPP can make further contributions ongoing into their SIPP and is entitled to full tax relief which means that if a 40% tax payer paid in £100,00 it could only cost him £60,000.

It is also possible to increase the amount of funds available in a SIPP by borrowing up to a further 50% of the value of the SIPP. For example if a SIPP has funds of £200,000, it can borrow another £100,000 making £300,000 available to invest.

This is a complex area and it does need professional advice. We have teamed up with a leading independent wealth management company specialising in financial planning.

We can arrange for a no-obligation assessment of your existing pension and retirement provision at our cost for potential investors to assess whether their existing pension plans may be transferred into a SIPP.

If you are interested in investing through a SIPP contact me today!

01704 544438 - Caribbean Land


Use Your Pension to invest in Land

Cayman Islands

The Caribbean is a good place for family vacations thanks to the numerous beaches, ancient ruins, and natural attractions. Thanks to the Caribbean kids activities available throughout the islands it is one of the best places to visit with your family. The itineraries of the various cruise lines operating in the Caribbean have expanded considerably during the past few years and include Grand Cayman, Jamaica, Cozumel, Belize, Roatan, Costa Maya, and Mexico.

Caribbean kids activities are available throughout the range of islands and some of the top attractions may be found in the ports of Georgetown (Grand Cayman), Ohco Rios and Montego Bay (Jamaica), Cozumel and Costa Maya (Mexico), Belize City (Belize), and Bay Island (Roatan) located at the north coast of Honduras.

While the Caribbean has always been a popular tourist destination among people all over the world, there is a new trend spreading across these islands that is more focused at providing great vacations to families. There are several couples who have been here before but now they are enjoying the whole experience with their kids who in turn are having a great time thanks to the Caribbean kids activities. Some of the most popular spots within the Caribbean are now being visited by families. All over the islands, Caribbean kids activities are found readily available through resorts that are now including kids programs in their daily routine so that the adults are not the only ones enjoying the Caribbean beaches. Of course, the kids too can engage in the various water activities like snorkeling, etc. or simply stay on the beach proper building castles in the sand.

This is a vast change from the old days when the Caribbean was mostly known for being a haven for the rich and famous who would dress up for formal dinners and typically stay there for weeks on end. All that was changed by air travel that put the Caribbean within reach of the average family and it was not long before this collection of tropical islands became a pleasant destination for honeymooners and now, thanks to Caribbean kids activities, it has undergone another transformation and become one of the premier family destinations in the world.

Due to this change in the focus of the Caribbean from the honeymooners to the family, a lot of couples are coming back with their kids and staying at resorts that are more focused towards their family as a whole.

Couples without families have a very different impression of the Caribbean filled with tropical drinks and other adult activities. Caribbean kids activities at resorts would offer something as different as a competition for building sand castles.

The next time you are planning to go on a family vacation you must surely consider the Caribbean because of all the new family oriented options that are available now.

Guest Blogger - James Penn runs the highly informative Caribbean site http://www.caribbean-charm.com/caribbean-vacation-package.html which details how to find Caribbean vacation packages & also the 10 best activities in the Caribbean at http://www.caribbean-charm.com/caribbean-activities.html for families & couples


Saturday, 30 October 2010

Why Invest and buy Land in the Cayman Islands


Safety is an important factor when looking for a investment opportunity and without a question the Cayman Islands ranks at the very highest level for both personal and investment safety and are the safest Islands in the Caribbean. No one wants to fear for themselves or their family’s safety. Who wants to have to look back over their shoulder, as they walk along the street or beach? The Cayman Islands are one of the safest destinations anywhere in the world. There is no begging or soliciting either. When it comes to buying land in the cayman islands and in terms of safety for your investment, the Cayman Islands are a sure bet as they are a British territory and have laws and regulations in place to protect your property and investment.

The Location of the Cayman Islands and the proximity from the USA are very important to the Cayman islands success as a resort destination and make buying land in the Cayman Islands an ideal opportunity to build your dream villas or as a investment. The Standard of living in Cayman Islands is second to none in the Caribbean, anyone who has travelled throughout the islands of the Caribbean can truly appreciate the high standard of living in the Cayman Islands. This sets the Cayman Islands apart from the other resort destinations due to the quality of life and peace the residents enjoy. People residing here come from almost 100 countries around the world. Hence these islands are both welcoming to tourists and expatriates alike. The Caymanian hospitality is well known to anyone who has visited or lived here.

The stability of the political system and economical are two very important reason’s that the Cayman Islands continue to prosper. A general election is held every four years and a democratic government is elected by the people. A new governor is also appointed by Britain every four years. Economically residents have benefited from two strong industries – tourism and financial.

There are approximately two million tourists who visit either by cruise ship or flights, on an annual basis. In addition to tourism the Cayman Islands have grown to become one of the largest financial centers in the world. There is no direct taxation in terms of property tax, income tax, sales tax , VAT, corporate tax, inheritance tax, or capital gains.

Within the Real Estate Market in the Cayman Islands their has always been quite a buoyant market, due to a steadily growing population base, from new residents arriving for employment and improving tourism. There tends to be two dominant real estate markets in the Cayman Islands. One is a resort market which caters to overseas visitors and investors. The other one is a local market catering more to residents living and residing here. There are no restrictions on foreign ownership and when it comes to buying land in the Cayman Islands transactions are generally simple to complete. A sophisticated and well organized Lands and Survey department ensures that property records and transactions are up to date and well maintained.

Market Values are currently very fair overall. The Cayman Islands does not usually experience the dramatic up and down swings of many other resort and residential markets. Over the next several years, there should be some strong capital appreciation. For those who want a tropical vacation home where their mind can be at ease, the Cayman Islands truly is paradise

Cayman Islands Land for Sale